- young professionals -

a few common concerns often shared by young professionals that Zora Financial can help resolve:

  • Which IRA or savings vehicle should I choose?
  • What insurance coverage is needed?
  • Is permanent life insurance appropriate?
  • Should insurance be used as an investing tool?
  • I need help budgeting. (We stay out of your personal spending unless it is an issue you want us to address)
  • I hate budgeting; what are the other options?
  • How should I prioritize debt and savings?
  • What are some of my options when it comes to loans?
  • Should I pursue private or public lending?
  • I have just received a windfall (inheritance, gift, legal settlement or any other type of lump sum).
    • How does it change life or fit into my plan?
    • How much should be invested, and how will it be managed?
    • What can be done about taxation?
    • What are the withdrawal options?
  • I want to know more about investment strategies and management.
  • There is so much information out there about investing, but how do I make it personal?
  • How do I invest and save tax efficiently?
  • How do credit scores actually work?
  • What do I do with old retirement plans when changing jobs?
  • I need advice on evaluating job offers.
  • Am I taking full advantage of my employee benefits?
  • Are my employee benefits adequate for my needs?
  • Should I go with my employer’s retirement plan?  If so, how much should be contributed, and what do I do with the excess?  If not, where should I be investing/saving?
  • What if I do not want to retire, but I want to take a hiatus at some point?
  • Retirement is hard for me to imagine, but I know I want to be free from my finances at some point.
  • What do you think about real estate investing?
  • There are more important things to me than retirement; how can I achieve both?
  • Is it time to purchase a home, or should I continue to rent?
  • I need a referral to a mortgage broker or bank.
  • Do the current interest rates combined with expenses necessitate a refinance?
  • I want to start planning for my child's education.
  • Which other professionals do I need at this point in my life?

CLICK BELOW FOR MORE SPECIFIC CONCERNS.