- RETIREE -

A FEW COMMON CONCERNS OFTEN SHARED BY retireeS THAT ZORA FINANCIAL CAN HELP RESOLVE:

  • What do I do with old retirement plans?
  • What is the best way to structure my retirement income? (How much can be withdrawn? From which accounts? I want someone to manage my investments.) 
  • How will a major purchase impact my retirement plan?
  • When should I start to draw Social Security?
  • What are my options for Medicare?
  • Should I change my Medicare coverage at open enrollment?
  • Am I withdrawing my assets in a tax efficient way?
  • What is the best way to leave a legacy?
  • How can I gift some of my assets?
  • What is the best way for me to provide education assistance for my grandchildren?
  • Are there ways to avoid Required Minimum Distributions?
  • What are RMDs?
  • Is a reverse mortgage appropriate for my situation?
  • I keep getting sold annuity products and want an objective opinion.
  • What insurance products are appropriate for my situation?
  • Should I execute a Roth conversion?
  • I want to have one firm manage everything in a holistic fashion and make it easier on me.
  • I want to build portfolios across multiple accounts to reduce cost and redundancy.
  • Is the traditional income approach to investing my best option?
  • Interest rates are so low; how am I supposed to sustain my lifestyle?
  • My accounts keep getting traded, but I don't seem to ever make money.
  • When I am gone, will my estate be handled in the way I would like?
  • What happens if I become incapacitated?
  • As I age further, I don't want to be a burden to my family.
  • What if I don't want to leave everything to my family?

CLICK BELOW FOR MORE SPECIFIC CONCERNS.