- lgbt -

If you are tired of being lumped in with everyone else or treated awkwardly - Zora Financial is the firm for you. All too often planners do not understand the specific needs of the LGBT community. If you are dealing with any of these issues, we are ready when you are.

  • What are the tax ramifications for same sex couples?
  • How should we structure healthcare?
  • How do we arrange our employee benefits?
  • What are the options for Social Security?
  • Determining whether or not to combine finances.
    • Creating personalized budgeting strategies.
    • Should we co-mingle our assets?
    • We have two different ways of viewing money, how can we merge the two?
    • One of us doesn't seem to care about finances, and it is driving me crazy!
    • I hate budgeting; what are the other options?
    • Combining goals and risk tolerances.
  • How can we create an estate plan?
    • Which legal documents do we need? (wills, powers of attorney, advanced directives, etc.)
    • How should accounts be titled?
    • Who should be the beneficiaries on accounts?
    • What about life insurance?
    • What is probate, and can I avoid it?
    • What is intestate succession? 
  • How should entrepreneurs balance public investing, taxes and their company?