WHO REALLY NEEDS A FINANCIAL PLANNER?

WHO REALLY NEEDS A FINANCIAL PLANNER?

Have you ever said, "I don't need a financial planner until I get a few things under control"? What about, "A financial planner is just going to tell me to budget and lower my spending"? Perhaps you are under the impression that financial planners are limited to the wealthy. Or maybe you already have multiple investment accounts and don't believe Zora Financial would offer any additional value. The new blog post presents several common questions from clients that perhaps you've also wondered about or didn't even know you should...

Investment Philosophy - Part 3

Investment Philosophy - Part 3

...is the only way to consistently, without fail, buy low and sell high.  Think about that statement for a second.  This is what everyone is trying to achieve but cannot seem to accomplish...

Read this final post of a three part series to fully understand the Zora Financial investment philosophy. 

Investment Philosophy - Part 2

Investment Philosophy - Part 2

Either you will try to “out-perform the market” or you will not.  This is not a challenge, it is the question we must all answer before forming an opinion on investing...Conventional, or active investing, strives to do so.  Evidence-based, or passive investing, on the other hand, believes you should expect optimal returns for the amount of risk taken year over year.

Student Loans

Student Loans

In my experience, when it comes to young professionals, student loans are one of the main contributors to their financial stress.  For this reason, mistakes are made in crucial financial decisions. Take this seemingly simple question, “Should I pay off my student loans or save/invest?”  There are major ramifications to this decision, and it comes down to the age-old dichotomy between current and future-self.